I had someone comment the other day not to take the Dave Ramsey plan too seriously or stress out about it and to make sure to “live life”. This is when I came to the realization that a lot of people do not understand the true concepts or overall purpose of Dave’s plan. It is not meant to be “restrictive” or not “allow you to live life”. In fact, it is the complete opposite. It is “freeing”. It provides “contentment”. It provides a “brighter future” for you and your family. When you are not buried in debt, there are so many things you can do.
Save for retirement, invest. Save for your kid’s college education. Go on vacation, guilt free. Give back.
Following The Total Money Makeover and Dave Ramsey’s Baby Steps has allowed us to “live” a better life, not a more stressful or “less of a life” than others. We are just doing it in a different way than most. We find it to be more than worth it. It has also provided contentment and made us realize more of what is important, and that is not “things” but rather being able to share time and experiences with family, friends, and loved ones. That is what is important in life.